increase revenue & patient satisfaction

SimpleSelect allows patients to borrow with confidence.  With loan terms up to 60 months and interest rates as low as 0% fixed APR,  SimpleSelect has a loan option to fit any budget. 

SimpleSelect is not a credit card and only provides fixed interest installment loans.  Installment loans are a much better borrowing vehicle for the patient than a medical or other type of credit card.  When using an installment loan program in your practice like SimpleSelect ,  patients tend to utilize costly promotional financing options less than compared to credit card programs.   This can save your practice thousands a year in transactions fees.

Competitive Processing Fees

SimpleSelect programs fees are some of the best in the industry.  SimpleSelect is not a credit card so there are no swipe fees or other credit card related processing fees.  There is no cost to enroll, and there are no monthly or annual fees.  You only pay transaction fees on funded loans.

High Approval Rates

The SimpleSelect standard program has been designed to maximize approval rates while still providing competitive interest rates and promotions to the patient.   Most patients with average credit and above are approved for our standard program.  For practices looking for a deeper credit dive (2nd look financing option), our SimpleSelect Plus partnership can approve patients with scores as low as 580. 

other provider benefits

SimpleSelect is non-recourse to the provider.  Funding times are very fast with many providers being funded the same day the loan documents are submitted. There are no term, volume, or exclusive commitments. There are no fees to sign up and no monthly or annual fees.


the simpleSelect difference

simple process

SimpleSelect offers the same ease of use that medical credit cards do. Applications and loan documents are executed electronically and credit decisions come within minutes. No hardware required.

safer financial terms for the patient

Medical credit cards have a default interest rate near 30%. SimpleSelect offers true 0% interest loans with no default rate, potentially saving your patients thousands in penalty interest.

lower provider fees

Unlike medical credit cards, more patients using SimpleSelect choose interest loans instead of no interest promotional programs which can be very costly to your practice. This can save your practice thousands in unnecessary provider fees.

Patient Financing | Provider Benefits

your patients put their trust in you

Offer them the finance option that is deserving of that trust.
SimpleSelect is the best loan a patient can get in the industry.

SimpleSelect offers providers and their patients many benefits over standard revolving or credit card based patient finance programs. Medical credit card programs are great for small, repeat transactions but are not well suited for large, one time purchases such as a cosmetic procedure. Medical credit cards are loaded with fine print, excess charges, and high default interest rates (usually close to 30%).  In addition, 70% of americans have a greater stigma against credit card debt than other types of debt.

SimpleSelect is not a credit card and offers patients a simple closed-end, fixed-rate, single -purpose loan, much like a car loan. Because the rate is fixed, it can never change, making it smarter choice for financing larger ticket purchases. And since we are underwriting the patient for a single purchase and not a credit line, we can typically approve patients for larger amounts than credit card based programs (up to $15,000 or more for qualified borrowers). 

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